Transfer credit guides / University of Maryland Global Campus · Updated November 2026
UMGC Transfer Credits: 64 StraighterLine Courses + 25% Off Tuition
University of Maryland Global Campus (UMGC) is one of StraighterLine's best partner deals. Here's everything you could get — tap any benefit for the details.
Get all of this with StraighterLine
Reveal the code and open StraighterLine — then note StraighterLine on your UMGC application to activate the tuition benefits.
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How much you could save at UMGC
UMGC charges per credit, so every transferred credit directly replaces tuition. Adjust the inputs — the receipt updates with FY2026 published rates.
Your plan
How you could save
- UMGC tuition + tech fee avoided
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- StraighterLine cost
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- You could save
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- Time you could save
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Estimates from published FY2026 rates and StraighterLine's listed pricing; assumes 3-credit courses (labs are 1 credit) and 70%+ passes. Your program's requirements decide which courses actually apply — confirm with UMGC.
How to transfer StraighterLine credits to UMGC
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1Click through to StraighterLine and lock in the deal
Create your account and enroll in your first course. Starting now means your credits and the 25% tuition benefit are ready when you apply.
—— Code copied · StraighterLine opened in a new tab -
2Get your free UMGC evaluation
Have a UMGC advisor confirm which courses count toward your program and lock in the 25% out-of-state discount before you spend a dollar.
- 3Pass each course with 70% or better
Self-paced, 2–3 at a time; a batch clears in about a month.
- 4Send your free transcript to UMGC
Self-paced, average 23 days per course on this pathway, several at once if you like.
- 5Apply to UMGC — and note StraighterLine on the application
That's what activates the 25% out-of-state discount, waived books and fees, and the $50 application fee waiver. Request your free transcript from your StraighterLine dashboard.
Key facts: StraighterLine transfer credit at UMGC
UMGC accepts up to 90 transfer credits toward its 120-credit bachelor's degrees — 75% of the degree.
64 StraighterLine courses are listed on the UMGC course equivalency guide with specific UMGC course codes.
The minimum grade for a StraighterLine course to transfer to UMGC is 70%.
Eligible StraighterLine students save up to 25% on UMGC out-of-state tuition, with books, fees, and the $50 application fee waived.
UMGC undergraduate tuition is $330 per credit in-state and $499 out-of-state, plus a $15-per-credit technology fee.
UMGC accepts StraighterLine Credit by Exam: $89 proctored exams worth 3 credits each, 70% to pass, two attempts.
UMGC completes official transfer credit evaluations about 5–6 weeks after receiving all transcripts.
78% of UMGC undergraduates transfer credits, and the average transfer student arrives with five transcripts.
- University of Maryland Global Campus (UMGC) is a StraighterLine partner school; at least 30 credits must be completed at UMGC.
- UMGC publishes no before-first-term transfer deadline for StraighterLine credits, unlike some partner schools such as WGU.
- UMGC was founded 75+ years ago for working adults and military service members and is the largest provider of postsecondary education in Maryland.
Facts verified September 14, 2026 against the sources at the bottom of this page.
How the 25% UMGC tuition discount works
StraighterLine students who enroll at UMGC could pay about $374 per credit instead of the standard $499 out-of-state rate — on most undergraduate programs, for every credit you take at UMGC. Two rules matter: the discount begins the term you notify UMGC of your eligibility (it's never retroactive), and you should note StraighterLine on your UMGC application so it's attached from day one.
The waivers stack on top: required books and fees are waived, and new students skip the $50 application fee. In-state Maryland students already pay $330 per credit, so the 25% benefit matters most if you're outside Maryland — which is most online students.
25% off on most undergrad programs
Waived for eligible StraighterLine students
Waived for new students in the promotion
How to activate the discount
- 1Enroll with StraighterLineUse the 30% off deal on this page and start your courses.
- 2Enroll at UMGC — note StraighterLineWrite StraighterLine on your UMGC application and tell UMGC you're eligible.
- 3Discount applies that term25% off out-of-state tuition, books & fees waived — from that term forward.
Worth knowing: the discount applies to the UMGC credits you take after transferring — so the more StraighterLine credits you bring in, the fewer credits you pay UMGC for, and the ones you do pay for cost 25% less. The two savings multiply.
Not enrolled yet — or already a UMGC student? Both paths work
UMGC accepts up to 90 transfer credits toward its 120-credit bachelor's degrees (a minimum of 30 credits must be completed at UMGC), and unlike some partner schools, UMGC publishes no before-first-term deadline for StraighterLine credits. Pick your scenario:
Path 1You haven't applied to UMGC yet
- 1Stack credits firstTake StraighterLine courses now — 2–3 at a time, about 23 days each.
- 2Apply at UMGC & note StraighterLineThat activates 25% off out-of-state tuition, waived books & fees, and the $50 fee waiver.
- 3Transfer up to 90 creditsStart your UMGC degree already up to 75% complete.
Path 2You're already a UMGC student
- 1Ask your advisor what's leftConfirm which remaining requirements a StraighterLine course could satisfy for your program.
- 2Take StraighterLine courses alongside your sessionsKnock out an approved requirement in ~23 days between or during 8-week UMGC sessions.
- 3Send your free transcriptCredits post after evaluation (about 5–6 weeks) — and you're months closer to graduating.
Current UMGC students could use StraighterLine to finish a UMGC degree faster: approved courses could fill remaining general education and elective requirements at a fraction of per-credit tuition, without waiting for a UMGC session seat. Prospective students get the bigger headline — the transfer ceiling plus the 25% tuition benefits. Either way, two timing rules matter: official transfer evaluations take about 5–6 weeks after UMGC receives your transcripts, and the 25% out-of-state discount starts the term you notify UMGC — it's never retroactive, so tell UMGC as early as possible. Before enrolling in any StraighterLine course, confirm with a UMGC advisor that it applies to your specific program.
All 64 StraighterLine mappings that could transfer to UMGC
Extracted from the official UMGC course equivalency guide and verified September 14, 2026. Filter by category or search. Course names link to StraighterLine.
| StraighterLine course | UMGC course/credit it could satisfy | Credits | Notes |
|---|---|---|---|
| ENG101 English Composition I | WRTG 111 Foundations of Writing and Communication | 3 | |
| ENG102 English Composition II | WRTG 112 Academic Writing II | 3 | |
| BUS105 Business Communication | WRTG 293 Introduction to Professional Writing | 3 | |
| MAT101 College Algebra | MATH 107 College Algebra | 3 | |
| MAT102 Quantitative Reasoning | MATH 105WV Topics for Mathematical Literacy | 3 | |
| MAT201 Precalculus | MATH 115 Pre-Calculus | 3 | |
| MAT250 General Calculus I | MATH 140WV Calculus I | 3 | |
| MAT251 General Calculus II | MATH 141WV Calculus II | 3 | |
| MAT150 Business Statistics OR MAT202 Introduction to Statistics | STAT 200 Introduction to Statistics | 3 | either course |
| BIO101 Introduction to Biology | BIOL 101 Concepts of Biology | 3 | |
| BIO101L Introduction to Biology Lab | BIOL 102 Laboratory in Biology | 1 | |
| BIO201 Anatomy & Physiology I | BIOL 201LC Anatomy and Physiology I — lecture | 3 | not offered by Sophia |
| BIO201L Anatomy & Physiology I Lab | BIOL 201LB Anatomy and Physiology I — lab | 1 | |
| BIO202 Anatomy & Physiology II | BIOL 202LC Anatomy and Physiology II — lecture | 3 | not offered by Sophia |
| BIO202L Anatomy & Physiology II Lab | BIOL 202LB Anatomy and Physiology II — lab | 1 | |
| BIO210 Principles of Genetics | BIOL 222 Principles of Genetics | 3 | |
| BIO210L Principles of Genetics Lab | BIOL 224 Genetics Laboratory | 1 | |
| BIO250 Microbiology | BIOL 230LC General Microbiology — lecture | 3 | not offered by Sophia |
| BIO250L Microbiology Lab | BIOL 230LB General Microbiology — lab | 1 | |
| ENV101 Introduction to Environmental Science | BIOL 211 Environmental science — lecture | 3 | |
| CHEM101 General Chemistry I | CHEM 121 Chemistry in the Modern World | 3 | |
| CHEM101L General Chemistry I Lab | CHEM 122 (lab credit) | 1 | VERIFY code with UMGC |
| CHEM250 Organic Chemistry I OR CHEM251 Organic Chemistry II | CHEM 100LC Chemistry lecture credit, lower level | 3 | either course |
| CHEM250L Organic Chem I Lab OR CHEM251L Organic Chem II Lab | CHEM 100LB Chemistry lab credit, lower level | 1 | either lab |
| CHEM450 Biochemistry | CHEM 300LC Chemistry lecture credit, upper level | 3 | upper-level credit |
| CHEM450L Biochemistry Lab | CHEM 300LB Chemistry lab credit, upper level | 1 | |
| PHY250 General Physics I | PHYS 111 General physics I — lecture | 3 | |
| PHY250L General Physics I Lab | PHYS 100LB Physics lab | 1 | |
| ACC101 Accounting I OR ACC151 Financial Accounting | ACCT 220 Principles of Accounting I | 3 | either course |
| ACC102 Accounting II | ACCT 221 Principles of Accounting II | 3 | |
| ACC150 Managerial Accounting | ACCT 321 Cost Accounting Data Analytics | 3 | upper-level credit |
| BUS101 Introduction to Business | BMGT 110 Introduction to Business and Management | 3 | also an $89 Credit by Exam option |
| BUS102 Introduction to Marketing | MRKT 210 Marketing Principles | 3 | |
| BUS106 Business Ethics | BMGT 100-382 Business elective — lower level | 3 | |
| BUS110 Business Law | BMGT 100-380 Business elective — lower level | 3 | |
| BUS120 Organizational Behavior | BMGT 100-464 Organizational behavior — lower level | 3 | |
| BUS201 Principles of Management | BMGT 100-364 Business elective — lower level | 3 | |
| FIN101 Personal Finance | FINC 100-321 Personal finance — lower level | 3 | |
| ECON101 Macroeconomics | ECON 201 Principles of Macroeconomics | 3 | |
| ECON102 Microeconomics | ECON 203 Principles of Microeconomics | 3 | |
| IT101 Information Technology Fundamentals | IFSM 201 Concepts and Applications of Information Technology | 3 | |
| CS102 Introduction to Programming in C++ | CMSC 116PR Computer science elective — programming | 3 | |
| PSY101 Introduction to Psychology | PSYC 100 Introduction to Psychology | 3 | |
| PSY120 Life-Span Development | PSYC 251 Lifespan Development | 3 | |
| SOC101 Introduction to Sociology | SOCY 100 Introduction to Sociology | 3 | |
| ANTH101 Cultural Anthropology | ANTH 102 Introduction to Cultural Anthropology | 3 | |
| POLS101 American Government | GVPT 170 American Government | 3 | |
| CJ101 Introduction to Criminal Justice | CCJS 100 Introduction to Criminal Justice | 3 | |
| CIV101 Western Civilization I | HIST 141 Western Civilization I | 3 | |
| CIV102 Western Civilization II | HIST 142 Western Civilization II | 3 | |
| CIV103 World History I | HIST 115 World History I | 3 | |
| USHIST101 United States History I | HIST 156 History of the United States to 1865 | 3 | |
| USHIST102 United States History II | HIST 157 History of the United States Since 1865 | 3 | |
| PHIL101 Introduction to Philosophy | PHIL 100 Introduction to Philosophy | 3 | |
| PHIL102 Introduction to Ethics | PHIL 140 Introduction to Moral Philosophy and Ethical Reasoning | 3 | |
| REL101 Introduction to Religious Studies | HUMN 116TR Humanities elective — lower level | 3 | |
| ART101 Art Appreciation | ARTH 116TR Art History elective | 3 | |
| COM101 Introduction to Communication | SPCH 100 Foundations of Oral Communication | 3 | |
| SPAN101 Spanish I | SPAN 111 Elementary Spanish I | 3 | |
| SPAN102 Spanish II | SPAN 112 Elementary Spanish II | 3 | |
| NUTR101 Introduction to Nutrition | NUTR 100 Elements of Nutrition | 3 | |
| MED101 First Aid/CPR | HLTH 100TR Health elective — lower level | 3 | |
| PE101 Personal Fitness & Wellness | PHED 100TR Lower level elective credit | 3 | |
| ECE101/102/103/104/105, MEDTERM101, PHARM103, or SUCCESS101 (any one) | ELEC 100TR Lower level elective credit | 3 | 8 courses map here |
Guides can change and program-level rules vary — confirm your program's list with a UMGC advisor before enrolling.
Get 30% Off With StraighterLine
The $89 shortcut: StraighterLine Credit by Exam at UMGC
UMGC also accepts StraighterLine Credit by Exam — a single proctored online test instead of a full course. Each exam costs $89 with a study guide included, is worth 3 transferable UMGC credits with a 70% passing score, and allows two attempts. UMGC currently lists exams for three undergraduate business courses, including Introduction to Business (BUS 101). If you already know the material, that's the cheapest per-credit path on this page — about $30 per credit.
UMGC + StraighterLine questions
Does UMGC accept StraighterLine credits?
According to StraighterLine, yes — UMGC is a partner school, and 64 StraighterLine courses are listed on the UMGC course equivalency guide with specific UMGC course codes. Pass with 70% or higher and request your free transcript. Confirm your program's requirements with a UMGC advisor.
Do StraighterLine students really get 25% off UMGC tuition?
StraighterLine's UMGC partner page states eligible students save up to 25% on out-of-state tuition for most undergraduate programs, with required books and fees waived and the $50 application fee waived. The discount starts the term you notify UMGC — it is not retroactive — so note StraighterLine on your UMGC application.
I'm already a UMGC student — can I still use StraighterLine to finish faster?
UMGC publishes no before-first-term restriction for StraighterLine transfer credits, unlike some partner schools, and UMGC is known for transfer-friendly policies. Current UMGC students could use approved StraighterLine courses to fill remaining general education or elective requirements in about 23 days each, then send the free transcript; evaluations take about 5–6 weeks. Confirm with your UMGC advisor that a course applies to your remaining requirements before enrolling.
What is StraighterLine Credit by Exam at UMGC?
A UMGC-specific option: $89 proctored online exams (study guide included) worth 3 transferable credits each, with a 70% passing score and two attempts allowed. UMGC currently lists exams for three undergraduate business courses, including Introduction to Business (BUS 101).
How many credits can I transfer to UMGC?
Up to 90 credits toward UMGC's 120-credit bachelor's degrees — 75% of the degree — from approved four-year schools and other sources including credit by examination, military service, and noncollegiate training (up to 70 credits from two-year schools). At least 30 credits must be completed at UMGC. Official evaluations take about 5–6 weeks after UMGC receives transcripts; 78% of UMGC undergraduates transfer credits in.
How much does UMGC tuition cost per credit?
For FY2026, UMGC undergraduate tuition is $330 per credit in-state and $499 per credit out-of-state, plus a $15-per-credit technology fee. StraighterLine students may qualify for 25% off the out-of-state rate — roughly $374 per credit.
What grade do I need in a StraighterLine course to transfer it to UMGC?
70% or higher, per StraighterLine's UMGC partner page.
Sources and verification
Facts checked on September 14, 2026 against the following. We re-verify monthly.
- StraighterLine — UMGC partner page (perks, 70% rule, pricing)
- UMGC — StraighterLine Credit by Exam
- USM — FY2026 Approved UMGC Tuition & Fees
- UMGC — Tuition and fees
- PRNewswire — StraighterLine/UMGC expanded partnership (July 14, 2026)
- UMGC — Transfer credit requirements (90-credit limit)
- UMGC Help Center — Undergraduate transfer credit limits and evaluation timeline